Nicaragua Finance and Investment Info

You have worked hard your entire life and have finally decided to retire. The warmer climates of the south are appealing to you, but the United States retirement communities often are categorized by high prices making the retirement years financially stressful. Because of this, many Americans are opting to retire south of the border in one of Mexico's beautiful communities that are ideal for retired people ready to enjoy the fruit of their years of hard work.

While Mexico is still less expensive than the United States and Canada, there prices are raising and closing the gap in expense. No one wants to have to come back out of retirement because the cost of living has become too high, so saving money where ever possible is a must.

The Mexican government, in an effort to help keep Mexico an appealing place for retirees and expatriates around the world, has a card especially created to give senior citizens a discount on many services and products that they are likely to need. The INAPAM card can be used for all legal residents of Mexico over the age of 60 years old. INAPAM, which is an acronym for Instituto Nacional de las Personas Adultas Mayores, is a federal program that is sponsored and administered by the Desarrollo Integrál de la Familia, or DIF for short.

This small laminated card will soon be a card that you will not want to ever be without. It is available for both natural residents and foreigners holding an FM-3 immigrant visa. This card is very similar to it's predecessor the INSEN card, but it has many added benefits. If anyone has an INSEN card, it will still work in several places, but it should be replaced by an INAPAM card as soon as possible to insure maximum savings.

Some of the areas that you will be able to save on by simply presenting your INAPAM card will astound you:

* 50% off on inter-city bus travel (NOTE: Some buses limit the number of seniors on the bus to two maximum at a time.)

* 50% off on city bus fare

* Free or reduced admission to archaeological sites and museums

* A post inspection discount on property taxes

* A savings on your water bill

* A savings of up to 15% at a vast number of stores all over Mexico

* An average discount of 5-10% on pharmaceuticals at participating pharmacies

* A full 25-50% off of tickets to events as the Festival Cervantino, the Jalisco Symphony and concerts at Bellas Artes in Mexico City

* Savings off of regular ticket prices at participating movie theaters

* Discounts at most restaurants. Even if the restaurant is not a participating restaurant, you should still ask because many of them will still honor your discount

As you can see, carrying the INAPAM card where ever you go is the passport to amazing savings on a wide variety of products or services. If you're living in Mexico and carry the FM-3 visa, apply to get your INAPAM card today.

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